Global Advanced Research Journal of Educational Research and Reviews (GARJERR) ISSN: 2315-5132

June 2015, 4(6): pp. 090-096

Copyright © 2015 Global Advanced Research Journals

Full Length Research Paper

Student Health Insurance under the Affordable Care Act: An Analysis of Premiums in Four-Year Degree Granting Public HBCUS

¹Marie Correa, ²Brandon K. Dumas, ³Chanika Jones, ⁴Victior Mbarika and ⁵Isaac M. Ong'oa

¹Nelson Mandela School of Public Policy and Urban Affairs, P.O. Box 9656, Southern University Baton Rouge, Louisiana 70813, U.S.A

²Office of the Vice Chancellor, Student Affairs, Southern University Baton Rouge, Louisiana 70813-9723, U.S.A

³International Center for Information Technology and Development, College of Business, P.O. Box 9723, Southern University Baton Rouge, Louisiana 70813-9723, U.S.A.

⁴International Center for Information Technology and Development, College of Business, P.O. Box 9723, Southern University Baton Rouge, Louisiana 70813-9723, U.S.A.

⁵Nelson Mandela School of Public Policy and Urban Affairs, P.O. Box 9656, Southern University Baton Rouge, Louisiana 70813, U.S.A

Corresponding author Email: marie_correa_01@subr.edu

Accepted 21 April, 2015

Abstract

The Patient Protection and Affordable Care Act (PPACA or ACA) has brought many changes to the U.S healthcare system. It has also affected the way higher education institutions provide healthcare coverage to their students. This article focuses on the cost of health insurance premiums in four-year degree-granting public Historically Black Colleges and Universities (HBCUs) and explores how the ACA affects college students. Most institutions do not offer health insurance as part of college tuition and fees anymore. Premium costs varied from one HBCU to another based on the state where it is located, the state’s decision towards Medicaid expansion, and the type of Health Insurance Marketplace. 

Keywords: Health Insurance, Student, Care, HBCUS