Global Advanced Research Journal of Management and Business Studies (ISSN: 2315-5086) June 2016 Vol. 5(7), pp 162-171

Copyright © 2016 Global Advanced Research Journals   

 

Original Research Articles

Post-Merger Profitability Analysis: A Case of Lloyds TSB

Ahmed H. Al-dmour1* and Khaldoun M. Al-Qaisi, Ph.D2.

1M.Sc. / Business Administration / 2015, *The University of Anglia RuskinE-Mail Address: ahmad.d_91@live.com

2Associate Professor of finance, Faculty of Business,  Vice Dean of Scientific Research and Graduate Studies, Amman Arab University,  JordanAddress: Amman P.O.BOX: 2234, code 11953, Phone: Mobile 00962-777715577 or 00962-795513444E-Mail Address: khaldoun_21@yahoo.com
 

Accepted 22 May 2016


Abstract 

This paper conducts a study of the influence of bank mergers on the financial performance of the merged banks, using the takeover of Halifax Bank of Scotland (HBOS) by Lloyds TSB in September 2008 as an example. In spite of certain limitations, accounting ratios are still convenient and reliable analytical tool in all financial decision-making processes. The results show that the financial performance of Lloyds TSB in the areas of profitability after merger is  not improved significantly. This result is inconsistent with previous studies that bank M&A results in improved profitability. However, it would be incorrect to say that M&A activities are completely negative (or positive) to banks.  

Keywords: Lloyds TSB, profitability, merger, financial performance, accounting ratios, decision-making








 








Related Articles


Original Research Articles
V Munyati, J.P Musara, G. Chagwiza, Mafuse N, Parwada C and Chimvuramahwe J
Trends in Profitability and Measure of Government Protection in Sorghum Production ( Zimbabwe)
Glo. Adv. Res. J. Manage. Bus. Stud. September 2012 Vol: 1(7): - [Abstract] [Full Text - PDF] (267 KB)
Ignatius Isaac Dambudzo
Application of the value chain analysis framework to enhance understanding of competitive advantage at an Open and Distance Learning (ODL) Institution.
Glo. Adv. Res. J. Manage. Bus. Stud. March 2013 Vol: 2(3): - [Abstract] [Full Text - PDF] (223 KB)
Oladejo, Joana A
Profitability and Marketing Efficiency Analysis of Women Cassava Processors in Oyo State, Nigeria
Glo. Adv. Res. J. Manage. Bus. Stud. March 2017 Vol: 6(3): - [Abstract] [Full Text - PDF] (144 KB)
Sev Joesph Teryima, Agburu JI, and Timothy Alabar
The Management of Downsizing in Business Organization A Survey Of Skye Bank Plc in Benue State and Nasarawa State
Glo. Adv. Res. J. Manage. Bus. Stud. May 2012 Vol: 1(4): - [Abstract] [Full Text - PDF] (90 KB)
Tibor Bareith
Profit persistence examination in the Hungarian agriculture
Glo. Adv. Res. J. Manage. Bus. Stud. April 2019 Vol: 8(4): - [Abstract] [Full Text - PDF] (227 KB)
Adel A Alyoubi
Business Intelligence Against Big Data Approaches From Theory to Application
Glo. Adv. Res. J. Manage. Bus. Stud. May 2017 Vol: 6(3): - [Abstract] [Full Text - PDF] (505 KB)

Current Issue

Viewing Options

View Full Article - PDF
Download Full Article - PDF

Search for Articles

Ahmed H Al dmour on Google Scholar
Ahmed H Al dmour on Pubmed
Khaldoun M A Qaisi on Google Scholar
Khaldoun M A Qaisi on Pubmed

Statistics

Viewed 2431
Printed 644
Downloaded 1778
Powered By iPortal Works