Global Advanced Research Journal of Management and Business Studies (ISSN: 2315-5086) June 2016 Vol. 5(7), pp 162-171

Copyright © 2016 Global Advanced Research Journals   

 

Original Research Articles

Post-Merger Profitability Analysis: A Case of Lloyds TSB

Ahmed H. Al-dmour1* and Khaldoun M. Al-Qaisi, Ph.D2.

1M.Sc. / Business Administration / 2015, *The University of Anglia RuskinE-Mail Address: ahmad.d_91@live.com

2Associate Professor of finance, Faculty of Business,  Vice Dean of Scientific Research and Graduate Studies, Amman Arab University,  JordanAddress: Amman P.O.BOX: 2234, code 11953, Phone: Mobile 00962-777715577 or 00962-795513444E-Mail Address: khaldoun_21@yahoo.com
 

Accepted 22 May 2016


Abstract 

This paper conducts a study of the influence of bank mergers on the financial performance of the merged banks, using the takeover of Halifax Bank of Scotland (HBOS) by Lloyds TSB in September 2008 as an example. In spite of certain limitations, accounting ratios are still convenient and reliable analytical tool in all financial decision-making processes. The results show that the financial performance of Lloyds TSB in the areas of profitability after merger is  not improved significantly. This result is inconsistent with previous studies that bank M&A results in improved profitability. However, it would be incorrect to say that M&A activities are completely negative (or positive) to banks.  

Keywords: Lloyds TSB, profitability, merger, financial performance, accounting ratios, decision-making








 








Related Articles


Original Research Article
Haji Saediman
Semi Mechanized Brick Making in Southeast Sulawesi Feasibility and Constraints for its Adoption
Glo. Adv. Res. J. Manage. Bus. Stud. June 2016 Vol: 5(6): - [Abstract] [Full Text - PDF] (273 KB)
Review
Fatma Osman Ibnouf
To Arab women: Golden opportunity to stand-up for your rights
Glo. Adv. Res. J. Manage. Bus. Stud. July 2012 Vol: 1(5): - [Abstract] [Full Text - PDF] (96 KB)
Original Research Articles
Ali Medabesh
The determinants of Saudi Islamic Bank profitability
Glo. Adv. Res. J. Manage. Bus. Stud. November 2012 Vol: 1(10): - [Abstract] [Full Text - PDF] (176 KB)
Aroyeun SO, Shittu TR, and Yahaya AT, Sowunmi FA, Odumbaku LA, Okelana FA, and Akoroda MO
Green Tea Processing in Nigeria and its Economic Implications
Glo. Adv. Res. J. Manage. Bus. Stud. January 2013 Vol: 2(1): - [Abstract] [Full Text - PDF] (170 KB)
Ananth P and Periakaruppan P
Fight against poverty in rural India: Lessons from a focal poverty eradication scheme, Swaranjayanti Gram Swarozgar Yojana (SGSY)
Glo. Adv. Res. J. Manage. Bus. Stud. May 2013 Vol: 2(5): - [Abstract] [Full Text - PDF] (210 KB)
Mohamad HH, Ibrahim AH, Massoud HH
Assessment of the Expected Construction Companys Annual Work Volume Using Neural Network and Multiple Regression Models
Glo. Adv. Res. J. Manage. Bus. Stud. June 2012 Vol: 1(3): - [Abstract] [Full Text - PDF] (528 KB)

Current Issue

Viewing Options

View Full Article - PDF
Download Full Article - PDF

Search for Articles

Ahmed H Al dmour on Google Scholar
Ahmed H Al dmour on Pubmed
Khaldoun M A Qaisi on Google Scholar
Khaldoun M A Qaisi on Pubmed

Statistics

Viewed 857
Printed 201
Downloaded 692
Powered By iPortal Works